Ben Effit spent years inside the prescription drug industry watching how the sausage gets made — and how the bill for the sausage gets sent to you, inflated, three times, by a company you’ve never heard of and never hired.

He is not a doctor. He is not a lobbyist. He is not on anyone’s payroll. He is someone who understands how pharmacy benefit managers work, why they work that way, and why the answer to both questions is the same: money. Yours, specifically.

wtfpbm.com exists because the PBM industry depends on your confusion. Ben Effit is here to fix that. Ben can be contact via benjamin dot effit at gmail dot com.